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Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly income before taxes and other paycheck deductions are taken out. Use our mortgage calculator to see what will be your monthly payment, including homeowners insurance. If you have credit less than perfect, here you can apply or restore your good credit report. When you decide to buy home, you'll want to start searching for a broker. recommends you these trusted lenders to get your first time home buyer loan with the best first mortgage rates.


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